Privacy Policy

Welcome to Prudent Capital’s Privacy Policy. Prudent Capital, a company registered under the Companies Act, 2013, with its registered office at Prudent Capital, 5th Floor, iSprout, SM Towers, OMR, Perungudi, Chennai-600096, referred to as “Prudent Capital,” “we,” “us,” or “our,” owns and operates the website https://www.prudentcapital.co.in/, hereinafter referred to as the “Website.” We are dedicated to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, share, and protect your personal data when you visit our Website or engage with our services.
Please take the time to read this Privacy Policy before using our Website or providing any personal information. By using our services, you are expressly consenting to be bound by the terms and conditions outlined in this Privacy Policy.

1. Links to Other Websites

While this Privacy Policy governs the use and disclosure of user information collected through Prudent Capital’s services and website, our services may include links to other websites. Please note that any personal information you provide when visiting these external websites is not covered by this Privacy Policy. We recommend exercising caution and reviewing the privacy policies of such websites before accessing them. Prudent Capital disclaims responsibility for the practices and content of third-party websites linked on our platform.

2.Competency to Contract

By agreeing to this Privacy Policy, you, as a user (if a natural person), represent that you are of legal age, i.e., at least 18 years old, and possess the legal capacity to enter into a contract according to applicable laws. If you are registering on behalf of a company, partnership, or any other legal entity, you affirm that you have proper authorization to accept these terms of service on behalf of the entity and that such acceptance complies with all applicable laws. If you are a natural person who does not meet the legal age of majority or lacks the capacity to contract, you may not use Prudent Capital’s services or provide any information

3.Collection of Information

In the course of providing our services and when users visit or use our website, Prudent Capital collects the following information (“User Information”):
3.1. Information Provided by the User: Users may be required to furnish information, including sensitive personal information, when creating an account on our platform or when communicating with Prudent Capital through various channels. This information may include but is not limited to, your name, company name, and details, nature of your business, photographs, postal address, email address, phone number, identification or address proof, financial information, location details, or other information essential for the provision of our services and compliance with applicable laws.
3.2. Information Automatically Collected: When using Prudent Capital’s services, technical information such as IP address, login details, browser specifications, time zone settings, operating system details, and similar technical data may be collected and analyzed. We may also collect information about your interactions with our platform, including URL information, content viewed or searched, page response times, download errors, duration of page visits, page interaction details, methods of navigation away from the page, metadata such as location and date, and contact information used for customer service.
3.3. Information from Third Parties: Prudent Capital may receive information about users from third-party sources, including advertising networks, analytics providers, and search information providers. We may also collect non-personally identifiable information from users

4.Use of User Information

Prudent Capital and its partners and service providers utilize User Information for various business purposes, including but not limited to:
  • Facilitating user requests and delivering services.
  • Tracking revenue to assess financial status.
  • Sharing data with third parties for financial tracking and information.
  • Conducting research and analytics to enhance services, Prudent Capital's products, security, and service quality.
  • Providing updates on changes to Prudent Capital's services, terms, and conditions.
  • Supporting strategic development, data collection, and business analytics.
  • Investigating and resolving complaints, claims, or disputes.
  • Responding to user queries and feedback.
  • Conducting audits and maintaining records
  • Complying with applicable laws and government authority directives.
  • Providing third parties with statistical user information without personally identifying individuals.
  • Sending information through email or other means about products, services, and offers from Prudent Capital, partners, and affiliates.
Please note that Prudent Capital may contact users through WhatsApp, SMS, email, or other communication channels using the contact information provided on the Website or application to offer information and services related to the chosen product. Users authorize Prudent Capital to contact them for these purposes, irrespective of their registration with the NDNC registry. Prudent Capital may periodically send information related to products and services offered by partners and affiliates, general financial information, and other relevant products.
It should be noted that any information obtained through Google APIs will adhere to the Chrome Web Store User Data Policy,including the Limited Use requirements.

5.Use of User Information for Data Analytics and Benchmarking

Prudent Capital may utilize information generated and stored during a user’s interaction with our services for legitimate business interests. These purposes include but are not limited to:
  • Delivering targeted advertising, marketing, or in-product messaging based on user behavior.
  • Conducting research and development to improve services, products, and applications.
  • Developing and providing new functionalities and services, including statistical analysis, benchmarking, and forecasting services.
  • Providing location-based services to enhance user experience.
Users have the right to object to the processing of their data based on Prudent Capital’s legitimate interests. If you wish to exercise this right, please contact us at contact@prudentcapital.co.in to discuss further. It is important to note that objecting to data processing may impact our ability to provide certain services or solutions

6.Storage of User Information

User Information under Prudent Capital’s control is stored in compliance with applicable laws. By using our services, users agree to the collection, storage, and utilization of their User Information as described in this Privacy Policy.

7.Disclosure of User Information

Users acknowledge that User Information and other data may be stored and processed in India. User Information may be disclosed in accordance with applicable laws to government authorities, Prudent Capital’s affiliates, and potential buyers of Prudent Capital’s shares or assets. Prudent Capital may also share User Information (not categorized as sensitive personal information) with third parties, analytics providers, and other entities providing services to Prudent Capital or its users.

8.Service Providers

Prudent Capital may engage third-party companies and individuals for various reasons, including but not limited to:
  • Facilitating our services.
  • Providing services on our behalf.
  • Offering service-related support
  • Assisting us in analyzing the usage of our services.

Please note that these third parties may have access to your personal information to perform tasks on our behalf. However, they are obligated not to disclose or use this information for any purpose other than the tasks assigned to them.

9.Information Security

Prudent Capital employs a range of measures and safeguards to protect User Information from misuse, loss, unauthorized access, modification, or disclosure. While we make every effort to securely store User Information and data provided by users, we cannot guarantee absolute security. Prudent Capital is not liable for breaches of User

Information security resulting from malicious attacks, errors, omissions not initiated willfully by Prudent Capital, or other unforeseen circumstances. Users are advised that any data transmission is at their own risk

10.Retention of User Information

Prudent Capital may retain User Information for the duration of a user’s active engagement with Prudent Capital’s services, as required under agreements with Prudent Capital, or in compliance with applicable laws. After the closure or termination of a user’s account, Prudent Capital is not responsible for the destruction of User Information.

11.Disclosure Policy in Compliance with Rule 6 of the IT Rules 2011

Prudent Capital may disclose Personal Information when required for lawful purposes connected with the Website’s functions or activities. Personal Information may also be disclosed when necessary to comply with legal obligations, respond to legal authorities’ requests, or protect against unlawful activities, fraud, cyber incidents, potential threats, offenses, safety, security, violations of Prudent Capital’s terms of use, or to defend against legal claims.

“Personal Information” means information directly or indirectly capable of identifying you.

12.Choices Available to User Regarding Collection, Use, and Distribution of User Information

Prudent Capital does not use cookies explicitly in this Service. However, our application may use third-party code and libraries that utilize cookies to collect information and improve their services. Users have the option to accept or refuse these cookies and receive notifications when a cookie is sent to their device. Refusing cookies may impact the functionality of certain portions of the Service.

13.Cookie Policy

Our Service does not use cookies explicitly, but it may include third-party code and libraries that utilize cookies for data collection and service improvement. Users can choose to accept or decline cookies and receive notifications when a cookie is sent to their device. Please note that declining cookies may affect the functionality of some parts of the Service

14.Contact Details

If you have any questions, discrepancies, or grievances related to this Privacy Policy or if you wish to correct, update, restrict data sharing, or deny/revoke consent regarding any information, please do not hesitate to contact Prudent Capital at contact@prudentcapital.co.in

15. Blog Articles & Information Published

We take utmost care to ensure we publish the most informative, true and precise articles that helps readers for information and readers to take informed decisions. However, we also admit that there may be inadvertent inaccuracies, information delays, grammatical or typos and delayed updates. All information on this website is for general information, guidance and reference purpose only. Before acting on any type of information read on our website, our partner web pages subscribers, readers are advised to seek professional guidance. You are encouraged to take informed decisions on information you see also if you face any issues you can email us at info@prudentcapital.in

16.Updates to the Privacy Policy

Prudent Capital may update its Privacy Policy periodically. Users are advised to review this page regularly for any changes. Updates become effective immediately upon posting on this page.

17. Your Consent

By agreeing to the terms of this Privacy Policy, you consent to Prudent Capital processing your Personal Information for the purposes described herein.

18. User Declarations

  • 1. I understand and acknowledge that my Personal Information is being collected.
  • 2. I understand and acknowledge the purpose for which my Personal Information is being collected.
  • 3. I understand and acknowledge the intended recipients of my information.
  • 4. I understand that I have the option to refuse to provide the data or information sought by Prudent Capital.
  • 5. I have read and comprehended this Privacy Policy and all other policies governing the use of the Website.

19.Disclaimer

Prudent Capital shall not be liable for any loss or damage resulting from the disclosure (inadvertent or otherwise) of any information concerning your account, any omission, or inaccuracy in disclosed information, whether due to a legal process or other circumstances.

20. Grievance Redressal

In accordance with the Information Technology Act 2000 and rules made thereunder, the name and contact details of the Grievance Officer are provided below:

Mr. Mahesh Kumar Email:

mahesh@prudentcapital.co.in

If you have any grievances, you may inform us at the above email address, following the instructions below:

  • Send a written request or email signed with an electronic signature, identifying the grievance.
  • Provide your contact information, including your address, telephone number, and email address.